By investing in individual securities we are able to effectively manage your taxable gains. Any security that is held longer than one year is taxed at long-term capital gains rate (15%). Most investments we intend to hold longer than the required one year holding period.

If securities are sold within the year and short term capital gains rates apply. They are taxed at your ordinary income tax bracket. Any losses incurred can be used to offset short term capital gains.

Maximizing investment options by allocating tax efficient investments in non-qualified (taxable) accounts while using other non tax favored investments in a qualified (tax deferred) account.

Its not just about how much you make, but how much you keep!